Interest free shopping
A new TV, table, fridge, bed, engagement ring – almost ANYTHING! You can shop interest free¹ at any of over 9,000 stores around Australia, and never have to reapply.
There are a range of interest free options for you to choose from which are detailed in the table below.
| Long term interest Free | Buy now pay later | 6 months interest free | |
| Available on these products |   |
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| Are monthly payments required? |
Yes |
No |
Yes |
| What terms are available? |
1 year, 2 years or even more, depending on the retail promotion. |
6 months interest free on any credit card purchase over $250 |
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| Where can I get these terms? |
At over 10,000 stores and healthcare providers Australia wide. |
At participating retailers offering this type of promotion. |
Anywhere Visa is accepted. |
| How do I get interest free? |
New customers: Apply for Gem Visa online then take your card or account number (along with photo ID) to a participating store. |
When you spend over $250 on your Gem Visa, you'll automatically receive 6 months interest free on you're credit card purchases. |
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| How do I apply? |
New GE CreditLine accounts are no longer available. Instead new customers can apply for Gem Visa online. |
Apply for Gem Visa online today. |
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1. Available at participating retailers to approved applicants only. Conditions, fees and charges apply. Gem Visa is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.