Frequently Asked Questions
How can I avoid paying interest?
If you choose to pay the outstanding balance in full before your interest free period ends, you won’t pay any interest on that purchase.
Are there penalties for early repayments?
No. You can pay off the whole amount of your purchase before the interest free period expires and there is no penalty.
What happens if I don’t pay off my purchase within the interest free period?
You will begin to incur interest on any outstanding amount from the date your interest free period expired. The interest will not be backdated.
Can I choose which finance option I use?
Stores run different interest free promotions at various times of the year. Ask in-store about the finance options currently being offered in the store you’d like to make your purchase from.
How will I track when my repayments are due?
You’ll be sent a statement every month, showing the minimum amount you’re required to pay and the due date.
You can also access your account details using the Online Service Centre 24/7. You just need your account number to register.
Can I use GE CreditLine to make additional interest free purchases?
You can purchase as many times as you like–up to your credit limit-from stores that accept GE CreditLine.
Can I only use my GE CreditLine card at the store where I initially made my purchase?
No. GE CreditLine is accepted at over 10,000 stores around Australia and you can purchase again from any of those stores.
What else can I do with my GE CreditLine card?
In addition to making interest free purchases for your ‘big ticket’ items, you can also use your card in other ways including for accessing cash^. Your card can also be used through the EFTPOS system. Just remember that fees will apply if you use your card in these way and interest will be charged straight away.
# Conditions, fees and charges apply.
^ Your cash limit will be shown on your first statement.
* Any interest free promotional purchase on GE CreditLine or Buyer's Edge at Retravision between the 29/08/2010 and 31/10/2010 gains entry into the competition. Australian residents 18+ only. Limit 1 entry per transaction. The Bill-free year is $50,000 cash. Draw at 4/448 St Kilda Rd, Melbourne VIC 3004 on 09/11/2010 at 10:30am. Winner is printed in The Australian on 15/11/2010. Promoter: GE Finance Australasia Pty Ltd, 572 Swan St, Richmond, VIC 10/2793, NSW LTPS/10/7480, ACT TP10/346, SAT10/1894.
Full terms and conditions.
GE CreditLine is a credit facility provided by GE Finance Australasia Pty Ltd
(ABN 88 000 015 485) trading as GE Money. This site is maintained by GE Money.